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Cashback Debit Cards That Save You Money

Cashback debit cards that save you money

We all know that adulting comes with its own set of financial responsibilities (urgh, right?). But that doesn’t mean we can’t make the most of our hard-earned cash!

If you are looking for the best debit card deals, Prograd's algorithm matches you with hundreds of easy sign-up opportunities. Simply fill in our 10-second form and get started today

One nifty way to stretch your notes is by getting your hands on a cashback debit card - a game-changer for your bank account. Say goodbye to empty pockets and hello to saving big with these money-saving machines!

What Are Cashback Debit Cards?

Alright, let's start with the basics. Cashback debit cards are just like your regular debit cards but with a magical twist. Instead of just helping you spend your money, they give you some of it back every time you swipe or tap.

Yep, you read that right – cash in your pocket for doing what you were going to do anyway!

What Are The Benefits of Cashback Debit Cards?

Free Money - Using a cashback debit card is like getting paid to shop. Seriously, it's like having your own personal money tree.

No More Fees - Many cashback debit cards don't charge monthly fees, making them ideal for penny-pinchers like us.

Save Without Thinking - You don't need to worry about coupons or special offers. Your savings happen automatically with every purchase.

Convenience - Cashback cards work at all your favourite places – whether it's in-store or online shopping, you're covered.

Track Your Spending - Most cashback debit cards come with cool apps that help you track your spending. That's next-level budgeting right there!

WhatCashback Debit Cards Will Save You Money?

Okay, so most cashback debit cards will save you some notes. But we don’t care about the masses, we wanna know the best!

Luckily, we’ve got your back. Here are some of the best money-saving cashback debit cards on the market.


If you don’t know Chase already, get to know! Account holders can get 1% cashback on all spending on their debit card, capped at £15 a month.

You can round your purchases up to the nearest £1 and deposit the change into a round-up pot. This allows you to earn cashback when you spend in-store, online and even when you go abroad!


With TSB's free Spend & Save account (it's totally free), you can earn £5 cashback each month. Just make sure you make at least 20 payments with the card each month.

Sadly, the cashback offer expires after six months, so that's a maximum of £30 you can pocket.


If you're reppin' a Santander debit card, you can get with the Edge account for some cashback action. With it, you can score a 1% cashback on select household bills.

So, if you go all-in on these offers, you're lookin' at pocketing up to £20 every month. But, don't forget, there's a £3 monthly fee, so you're really gonna see £17 coming back at you each month.

Co-Operative Bank

Got a Co-op Bank debit card? Awesome, because you can jump on board the Everyday Rewards scheme for free. That's your ticket to raking in a cool £2.20 every month, which adds up to £26.40 per year. Not too bad, right?


If you're rollin' with a Lloyds debit card, they've got a whole bunch of cashback setups ready to rock. We're talking Club Lloyds, Student, Basic accounts, and more – all in on the action with the Everyday Offers cashback deal.

You can score up to a massive 15% cashback when you hit up certain stores. But hold up, there's more!

When you're part of the squad, you can choose between a full year of Disney+, tickets for your movie nights, and a whole year of epic magazine subscriptions, to name just a few.


Cashback debit cards are like secret weapons for saving money and getting ahead financially. It's all about being smart with your spending while enjoying the perks of modern banking.

So, if you want to make the most out of your debit card and stash some cash for those adventures and late-night snacks, then it's time to get yourself a cashback debit card. Your future self will thank you for it!

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